When a loved one passes away leaving a house behind, the heirs left with the home may be surprised to find out there is a reverse mortgage lien on the property. When Elizabeth Erickson’s mother passed away in 2012, she left a family home full of memories behind. The plan was to sell the home and split the proceeds between herself and her brother and sister. Unfortunately, the family found out through a title search that their mother had taken out a reverse mortgage on the home to supplement her retirement income. The heirs planned to repay the mortgage; however, it was too late, and the bank foreclosed on their childhood home. A reverse mortgage is a solution for elderly homeowners to stay in their homes throughout their retirement, however it can be a risky solution, especially for heirs to the property.