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FSBO Contracts in Florida [Guide]

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How to Create a For Sale by Owner Contract in Florida?

Deciding to sell your home is a big deal, and it can stir up a mix of emotions from excitement to anxiety, especially when it comes to the nitty-gritty of paperwork and legalities. One of the key steps is pulling together a contract, a task usually handled by a real estate agent. But not everyone wants to deal with or pay for, an agent. That’s where the For Sale by Owner route comes into play.

If you’re considering this option, understanding how to create a For Sale by Owner contract in the state is vital. That’s why we’ve compiled the following guide that explains everything about how to create an FSBO contract in Florida. Keep reading below to learn more…

For Sale By Owner (FSBO) Contracts in Florida Explained

What Does For Sale by Owner Mean?

For Sale by Owner,” often abbreviated as FSBO, refers to the process of selling your home without the assistance of a real estate agent or broker. In this self-managed process, you, as the homeowner, take on all responsibilities, from advertising and showing your home to negotiating the sale and creating the contract. Going the FSBO route can save a considerable amount in commission fees and give the homeowner more control over the sale process.

However, one of the critical aspects of FSBO is understanding that while you’re saving on commissions, you’re taking on the tasks and responsibilities that a real estate agent typically handles. This includes not just marketing the property and negotiating the price but also ensuring legal requirements are met, like creating a solid contract that protects both the buyer and seller.

What is a For Sale by Owner Contract in Florida?

A For Sale by Owner contract in Florida is a legal agreement between the buyer and seller of the property that outlines the terms and conditions of the sale. This document is critical because it binds both parties to the agreed-upon terms, providing legal protection for each side. Creating this contract is a crucial step in the FSBO process, especially in Florida, where specific legal requirements and regulations need to be met.

Are For Sale By Owner Contracts Enforceable in Florida?

One of the main questions many homeowners ask when considering the FSBO route is if they are enforceable. And the answer is yes! In Florida, For Sale by Owner contracts are entirely enforceable, provided they adhere to specific legal requirements and regulations. Thus, it’s essential to understand that a contract is a legally binding agreement, and when crafted correctly, both parties are obligated to abide by the terms outlined in the document.

Who Creates a For Sale by Owner Contract in Florida?

In a For Sale by Owner transaction, the responsibility of creating the contract often falls on the seller. After all, you’re taking the reins to manage the sale process from start to finish. However, it’s a collaborative effort; both buyer and seller need to agree on the terms before anything is finalized.

Typically, the seller drafts the initial contract, outlining the fundamental terms of the agreement, such as the sale price, closing date, and any contingencies. The buyer then reviews the contract, and there might be some back-and-forth negotiations until both parties reach an agreement.

But keep in mind that even though you’re handling this process yourself, it doesn’t mean you have to start from scratch. There are templates and resources available that can be tailored to fit the specific details of your sale. Still, it’s essential to remember that every sale is unique. So, customizing the contract to suit the particular aspects of your transaction ensures all parties’ expectations and legal requirements are met.

9 Inclusions Every FSBO Contract in Florida Must Have

Creating a robust and legally compliant FSBO contract is a crucial step when selling your home without an agent. In Florida, there are specific elements that should be included to ensure the contract is valid and enforceable. Here are 9 key inclusions every FSBO contract in Florida must have:

#1. Identification of Parties

Identify the buyer and seller by their full names and addresses. This section should clearly state who is involved in the transaction to ensure transparency from the outset.

#2. Description of the Property

Include a complete overview of the property. List the address, provide a legal description, and clearly state what fixtures or appliances are included or not included in the sale.

#3. Sale Price

Clearly outline the agreed-upon sale price. It’s crucial to specify the amount, the form of payment, and the timeline for payment to avoid any confusion or disputes.

#4. Earnest Money Deposit

Detail any earnest money deposit that the buyer needs to pay. Specify the amount, how it will be held, and the conditions under which it can be forfeited, refunded, or applied to the purchase price.

#5. Closing Date and Process

Include the expected closing date and outline the steps that both parties must take leading up to this date. This provides a clear timeline and expectations for both buyer and seller.

#6. Contingencies

Specify any conditions or contingencies that must be met before the sale can proceed. Common examples include the buyer obtaining financing or specific results from a property inspection.

#7. Disclosures

Include all legally required disclosures about the property’s condition, history, and title. In Florida, sellers are obligated to disclose any known defects or issues that could affect the property’s value or desirability.

#8. Inspection and Repairs

Outline the process for property inspections, how they will be conducted, who will pay for them, and the procedures for addressing any discovered issues or needed repairs.

#9. Final Walk-Through and Possession

Detail the process for the final walk-through and specify when possession of the property will be transferred to the buyer. This ensures clarity on when the buyer can move in, and the seller must move out.

Incorporating these key elements into your FSBO contract ensures that it’s thorough and compliant with Florida’s legal requirements. Taking care to ensure that each of these aspects is clearly detailed helps to minimize potential disputes, facilitates a smoother transaction process, and provides both parties with peace of mind, knowing that their interests are protected.

Common Contingencies to Watch For

In real estate, contingencies are certain conditions that must be met before the sale of a property can proceed. They are crucial aspects of For Sale By Owner contracts, especially for the buyer, as a way to safeguard their interests. Here are some of the most common contingencies you should have an understanding of:

Financing Contingency

This is one of the most common contingencies. It stipulates that the buyer must secure financing (a mortgage) to purchase the property. If the buyer fails to obtain financing, they can back out of the contract without penalties.

Inspection Contingency

This allows the buyer a specified period to have the property inspected. If significant issues are uncovered, the buyer can either negotiate repairs, adjust the offer price, or walk away from the deal altogether.

Appraisal Contingency

The property must be appraised at or above the sale price for the deal to proceed. If the appraisal comes in low, the buyer can renegotiate the price, make up the difference themselves, or exit the contract.

Title Contingency

Ensures that the seller has a clear and unencumbered title to the property, meaning there are no liens or claims against it. If issues arise, they must be resolved before the sale can proceed.

Home Sale Contingency

This is often used by buyers who need to sell their current home before purchasing a new one. If they can’t sell their existing home within a specified period, they can back out of the contract.

Being aware of these contingencies is essential for both buyers and sellers. For sellers, it helps you understand potential hurdles that could delay or derail the sale. For buyers, these are crucial safeguards to ensure you’re making a sound investment.

Where Can I List My FSBO Listing Online?

Below are some of the best websites to list your home for sale by owner (FSBO) online if you choose to go this route:

  • is a dedicated FSBO website that has been around for over 20 years. It offers a variety of listing packages, including a free option.
  • Zillow is one of the most popular real estate websites in the USA. Be sure to review their pricing options on their website.
  • is another dedicated FSBO website that offers a variety of listing packages.

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At the end of the day, navigating an FSBO contract can be complex. However, if the thought of drafting a contract, dealing with contingencies, and managing the sale process feels overwhelming, there’s an alternative that offers speed and convenience.

We’re here to offer a simpler, quicker alternative. As cash home buyers in Tampa, we’re ready to purchase your home as-is, ensuring a fast and hassle-free transaction. No contracts to draft, no waiting. Just a straightforward sale that puts cash in your hand, fast. Ready for ease and speed?

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